Post Office Fixed Deposit Calculator
(Auto-adjusted for customer type)
Maturity Amount:
₹0
Interest Earned:
₹0
Effective Rate:
0%
Note: Senior citizens get 0.5% extra interest. Rates shown are for current financial year and may change. Compounding is quarterly.
Our Post Office Fixed Deposit (FD) Calculator is a handy tool for anyone looking to invest in safe, government-backed savings schemes. Whether you’re a regular customer or a senior citizen, this calculator helps you estimate your returns accurately with quarterly compounding interest.
Key Features
- Dual-rate calculation– Different interest rates for regular & senior citizens
- Auto-adjusted rates– Based on latest Post Office FD schemes
- Real-time results – Instantly see maturity amount & interest earned
- Quarterly compounding– Higher returns than simple interest
- Tax-saving estimates– Helps plan investments under Section 80C
Common Uses
- Short-term savings(1–3 years) for future expenses
- Retirement planning(5-year FDs for senior citizens)
- Tax-efficient investing(up to ₹1.5 lakh under 80C)
- Comparing returnsbetween bank FDs & Post Office schemes
How to Use
- Select customer type(Regular/Senior Citizen).
- Enter principal amount(Minimum ₹100).
- Choose tenure(1, 2, 3, or 5 years).
- Check auto-filled interest rate(adjustable if needed).
- View results– Maturity amount, interest earned & effective annual yield.
It’s ideal for conservative investors who prefer secure, government-backed savings with predictable growth.
