Post Office Recurring Deposit Calculator
Total Deposits:
₹0
Maturity Amount:
₹0
Interest Earned:
₹0
Effective Rate:
0%
Note: Default rates shown are for current Post Office norms (2024). Senior citizens typically get 0.5% extra. Compounding is quarterly. Minimum ₹100/month deposit.
Key Features:
- Calculate maturity value and interest earned for Post Office RDs
- Flexible tenure options (6 months to 5 years)
- Editable interest rates with presets for Regular (6.7%) and Senior Citizens (7.2%)
- Quarterly compounding for accurate returns
- Real-time results with effective annual rate
Common Uses:
- Plan short-term savings for goals like vacations or emergencies
- Build long-term wealth through disciplined monthly deposits
- Compare returns between Post Office RD vs Bank RDs
- Check senior citizen benefits (0.5% higher interest)
How to Use:
- Enter monthly deposit amount (min ₹100)
- Select tenure (6/12/24/36/60 months)
- Choose interest rate (use presets or enter manually)
- View instant results – maturity amount, interest earned & effective yield
Ideal for risk-averse investors seeking guaranteed returns with government-backed security.
